Financial Technology

V-Suite – The ZSS flagship product offering forged through 15 years experience building, implementing and managing financial technology solutions for emerging markets. Unlock your digital potential through our award winning omni-channel digital banking experience. Standalone and Cloud compatible, V-Suite is designed to drive financial inclusion from the ground up. Successfully processing billions of transactions across 30 bank and wallet institutions.

Mobile Digital Services

USSD, iOS and Android platforms enabling full omni-experience UX based on enterprise architecture and supported by the full power of V-Suite

Internet Platforms

Corporate, retail & B2B Internet banking and online services. The V-Suite Internet platforms provide fully flexible, customised user experiences

Branchless Banking Services

Agency banking is a win-win situation for banks and customers, allowing banks to cut their costs and customers to avail banking services in a simplified manner.

Merchant banking, Services and Payments

Person 2 Merchant, P2P, B2P. Implement & manage merchants through a mature mobile merchant management system


Core Modules

Mobile Banking

  • USSD
  • Smart Phone
  • Whatsapp

Bulk Payments

  • Payroll
  • Salary

Internet Banking

  • Corporate services
  • Retail services

Notification Services

  • Email
  • SMS
  • Bulk marketing, education and awareness
  • Push notifications

Agency and Branchless Banking Services

  • Smart PhoneSmart Phone
  • Ingenico POS
  • Android Apps for Mobile POS

Bill Payments

  • Localised Integrations

Merchant banking, Services and Payments

  • PayGoPayGo
  • Directory services
  • eCommerce
  • Merchant code (USSD) & QR

Remittance Services

  • International Cross Border
  • Domestic
  • To existing accounts on any network
  • To unbanked customers

Light Host and Wallet (Core)

  • Treasury, reconciliation and settlement
  • Micro lending
  • Micro saving

Onboarding arsenal

  • Multiple digital financial enablement services
  • Digital sales services
  • Mobile based self-onboarding
  • USSD & Smart Phone

Universal V-Suite


User Management

  • Single portal to manage users, groups and devices
  • Access control
  • Audit 
  • Customer support
  • Digital identity management
  • KYX
  • On-platform support

Card-less Transactions

  • Withdrawals
  • P2M
  • P2P
  • B2P
  • Integration of Smart POS and mPOS devices
  • Biometric authentication with fingerprint, face and Touch ID
  • Personal finance management
  • Service requests
  • Beneficiary management
  • Loyalty Management
  • Alerting engine
  • Insurance services
  • Customer relationship management
  • Scheduled and recuring payments
  • Digital sales process
  • Document management
  • Automated process and decision engine
  • Automated security services

Social Banking

  • Share, send, spend and track payments across social media platforms
  • “send to any cell phone number or email…”
  • Advanced reporting
  • Business intelligence
  • AML and Fraud detection

Join The Revolution

Whether your institution requires the expert services of one of the specific divisions of the ZSS structure, or if you are building a new digital institution from the ground up, get in touch with us today today to learn more about the ZSS DNA.

"Digital Banking & Payments".